Can't afford it financially, but can't afford not to do it mentally

From Jennifer: "Going solo, backpacking it with no itinerary (less stress). Have been to Europe before (lived there) and will probably concentrate on Ireland, Switzerland and France. Plan to travel via railpass, and since I've been out of work for 6 months, winning would be great for me.
P.S. Can't afford it financially, but can't afford not to do it mentally..."